Frequently asked questions

A way to find open class-action settlements that may fit you, based on where you've shopped, banked and subscribed. The free checklist on this site shows where to look; Owed Pro lists matching settlements with their deadlines and links to the official claim forms.

No. Owed shows open settlements that may fit you, with the deadline and the official claim form. You file the claim yourself.

No. Owed isn't a law firm. Each settlement's administrator decides who is eligible, and each case sets its own payout. For a question about your rights in a specific case, read the official notice or ask a lawyer.

Owed can't promise that. Being in a class doesn't guarantee a payment: the administrator reviews each claim, and the amount depends on the case and how many valid claims are filed.

Where you've shopped, banked and subscribed, whether you've had data breach notices and whether you keep receipts. Never your SSN, bank details or home address.

Not always. Some settlements ask for proof of purchase and others don't. If you rarely keep receipts, your checklist puts the claims that don't ask for them first.

Every open settlement that fits your answers, reminders 7 days and 1 day before each one closes, and a claim tracker (filed, under review, paid). It's $39.99 a year or $6.99 a week, renewing until you cancel. See Pricing for order terms.